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A credit-card for muslims in USA.

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    A credit-card for muslims in USA.

    Please go to the following site to learn
    more. thanks for your attention.

    Following is what I learned when I read the fine print.

    The 3.9% introductory APR on purchases and balance transfers is effective for the first five (5) billing cycles; following the opening of your account; after that, a 9.99% APR on purchases and balance transfers. The APR for cash advances is 19.99%. If payment is received late once during the introductory period, the APR will adjust to 9.99% on purchases and balance transfers. If payment is received late twice in any 6-month period, an adjusted APR of 22.99 takes effect on all your balances on your account. First USA Bank, N.A., will allocate your payment in the manner it deems appropriate including applying your payment to purchase and balance transfer balances before cash advance balances. The annual fee: $0. A minimum monthly Finance Charge of $.50 is payable if any Finance Charge is due. There is a transaction fee for ATM and bank cash advances of 2% of the amount of the advance, or use, $10 minimum fee and no maximum fee. There is a Transaction fee for purchases of wire transfers, money orders and use of convenience checks equal to 2% of the amount of the purchase or check, but not less than $5. Your account will be issued by First USA Bank, N.A., P.O. Box 8658, Wilmington, DE 19899-8658. You should contact First USA Bank, N.A. to obtain information on any changes after the printing date by calling toll-free 1-800-537-6954

    I dont see anything Islamic in this offer. All credit cards are interest free if paid in all during the grace period.

    And what they dont tell you here is how late is late! In many instances they measure it in matters of hours.